MXM INTERNATIONAL CARD

MEDISAVERS adalah medical kad terbaik di Malaysia, oleh Pathlab Malaysia dan dikendalikan oleh MXM International.

Pathlab Malaysia adalah sebuah syarikat healthcare fokus dalam pengurusan dan penjagaan kesihatan di Malaysia. 

APAKAH MANFAAT MEDISAVERS INI?

Berikut adalah  SEBAHAGIAN kelebihan-kelebihan medical card MediSavers ;

• Coverage minima dari  RM300,000 / RM1.1 Billion SETAHUN sehingga TIADA LIMIT TAHUNAN. 
• Bilik dari RM150 dan ke atas.
• Medical check-up percuma setiap tahun. Kad Medical lain TIADA medical check up percuma.
• Lebih 135 hospital swasta seluruh negara. Selalunya medical lain tidak sampai 100 hospital panel seluruh negara.
• Wad 365 hari setahun. Selalunya medical lain 100 – 200 hari setahun.
• ICU 365 hari setahun. Selalunya medical card lain 30 – 90 hari setahun.
• Tiada ko-takaful
• Tiada sebarang perubahan pada polisi. Kebanyakan medical card lain, syarikat boleh membuat sebarang perubahan pada polisi sedia ada.
• Hanya 30 hari waiting period untuk specified illnesses. Medical card lain mengambil tempoh 90-120 hari biasanya.
• Tiada PWC (Portfolio Withdraw Condition)
• Dan lain-lain.

http://Wasap.my/60102708681/Bantu+Perubatan

http://Wasap.my/60102708681/Bantu+Perubatan

http://Wasap.my/60102708681/Bantu+Perubatan

http://Wasap.my/60102708681/Bantu+Perubatan

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 Hanya bermula dari RM90 dan ke atas untuk pelajar.

INFO medisavers-critical-illness-vs-medical-insurance

Navigating the terms of insurance can be hard, especially with number of products types serving similar but different purposes. It can be hard to identify the thin line which separates them. So if you’ve come across the term ‘Critical Illness insurance’ recently, you may be wondering to yourself: What really is the difference between Critical illness and medical insurance plans?

Here is a short and simple breakdown of how Medical insurance (also known as medical card) is different from a Critical illness plan.

Comparison Table

	Critical illness insurance	Medical insurance / Medical Card
Payout	Lump sum (1-go) payment to policyholder based on illness	Payment to panel hospital for medical treatment, hospital stay
Number of Claims	Only one time	Up to annual or lifetime, or agreed coverage amount
Function	You can use this amount to pay for your living expenses, treatment, and cover for your Leave from Work	Your medical treatment and hospital stay are covered by the medical card, but extra expenses such as living expenses, food, will be out of your own pocket
Premium	Monthly, Yearly	Monthly, Yearly

What does Critical Illness Coverage cover?

Critical Illness plans are designed to pays out an agreed sum insured in one go (based on illness and severity), to the policyholder when they are diagnosed with a listed critical illness. This amount is also calleda lump-sum claim.

One can generally expect CI coverage to pay out for common critical illnesses, such as: heart attacks, strokes, kidney failure, cancers, tumors, deafness, blindness et cetera. Roughly there will be an average of 36 illnesses covered.

A critical illness insurance plan may also include Personal Accident Insurance and Life Insurance coverage. This is uncommon, and is a great offer to save costs as holders will get additional benefits with just 1 plan, such as payout in the event of physical disability (due to personal accident) or even death.

Learn more about MediSavers PrimeLife 48 critical illness plan, which is a life protection membership program that covers 48 critical illnesses up to RM300,000.

What does Medical Insurance cover?

Medical insurance policy, sometimes known as a medical card, is a financial support service which covers (fully or partially) your medical treatment, plus hospital bills when you are hospitalised.

Unlike critical illness policies, a medical coverage pays the hospital directly or reimburses your medical & hospitalisation bills if you have already made a payment.

A medical insurance is great for long term coverage, as it’ll also pay for your room & board within the hospital as you are being treated. In Malaysia, this amount can come up to RM200 – RM500 per day in a private hospital. In 30 days, the costs would come up to a hefty RM6000 – RM15,000.

The most important factor when getting medical insurance is affordability and the coverage amount. A perfect balance of price and protection is MediSaversVIP Prime, a healthcare membership program distributed by Pathlab Health Management Sdn Bhd.

Read more about how MediSaversVIP Prime can help you fight rising medical fees in Malaysia.